Dhansootra: Personalized Financial Advisor

Abstract

Effective financial planning is critical for achieving long-term economic stability, yet many individuals lack access to personalized financial guidance due to cost, complexity, or limited financial literacy. This paper presents an AI-based personalized financial advisory system that leverages machine learning techniques to analyze user-specific financial behavior, goals, and risk preferences. Using a dataset comprised of anonymized financial profiles and behavioral data, multiple models were developed and evaluated for their ability to generate tailored investment and budgeting recommendations. The system is envisioned as an intelligent digital advisor capable of delivering real-time, personalized financial insights, empowering users to make informed decisions and improve financial well-being with minimal human intervention.